The Biu Family collects their lottery winnings in Canada and returns to Hong Kong to start a new life together, minus the second daughter due to a family quarrel of her involvement with her boyfriend. After Mrs. Biu shows off her money to her old friends at her bank, she loses it all in a robbery. Now, void of their new found wealth, the Biu Family must start over from scratch again.

Millionaire playgirl Ling Young (Michelle Yeoh) spends her free time staging elaborate heists -- not for the money but for the thrill of getting away with it. As part of her latest plan, Ling recruits a team of professionals from around the world to steal billions from an armored car on a Hong Kong highway. Lucky for Ling, the insurance man (George Lam) hired to bring her to justice is too smitten to stay objective.