Lee Suk-hui (Choe Eun-hui) lost her husband to the Korean War eight years ago. She runs a dressmaking shop that has fallen into debt. When Kim Sang-gyu (Kim Jin-gyu), the executive director of a publishing company, helps her pay off debts, she falls in love with him. He, however, is engaged to the daughter of his boss, Ok-ju (Do Geum-bong). His sister (Ju Jeung-nyeo) pushes him to marry the boss's daughter, hoping that will bring him rapid success. Meanwhile, Suk-hui's grown-up daughter Gyeong-hui, wanting her mother to be happy, urges her mother to marry Sang-gyu, but Suk-hui vacillates between social mores and her own happiness. Even though she and Sang-gyu truly love each other, she decides to leave him and heads for her country home after selling her house in Seoul. Hearing the news, he who is ill in bed hurries to Seoul station, but it is too late. All he can do is just to stand on the platform and to watch her train pulling away.

Yeong-woong quits his major firm job and joins a private loan company to look for his girlfriend who disappeared because of her debts. He meets debtor Hong Doo-moon who is a former gangster turned shaman and buys a house by the river with loan money. During his asceticism, many ghosts come by asking him to fulfill their wishes but he only chooses to help the unmarried ghost. Hong Doo-moon’s main business is to recover a married couple’s relationship through sex therapy. Ghosts enter the wife’s body and lets her learn new techniques but takes her to the Angel of Death in return. Hong Doo-moon pays back all his loans thanks to Yeong-woong and agrees to help his girlfriend…